By Stephen “Phillip” Poitevint Retirement & Longevity Email newsletter signup Sign up for our daily email newsletter This ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

How a Roth 401 (k) Works A Roth 401 (k) is like a mix between a traditional 401 (k) and a Roth IRA. You contribute after-tax ...

An after-tax 401(k) contribution allows you to deposit more than the $23,000 pretax limit for 2024 ($30,500 for those age 50 or older). The total 401(k) contribution limit that includes employer ...

Schwab Center for Financial Research managing director of financial planning, Rob Williams, joins Mind Your Money with Brad ...

(k) retirement plans come in two types: traditional and Roth. A traditional 401(k) allows you to contribute pre-tax dollars, ...

Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider before making a withdrawal to avoid tax and other penalties.

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Can governments increase private savings by taxing savings up front instead of in retirement? Roth 401 (k) contributions are not tax-deductible in the contribution year, but withdrawals in retirement ...

After two years of informal investing, Money Talks columnist Darnell Mayberry gives his daughter a structured pay ...

If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for years—but it’s an opportunity with a limited window.

The average payout could drop to $1,580 per month after 2034 -- a 19% drop from the current average retirement payout.