Uncover 10 common myths about traditional IRAs to avoid costly mistakes and maximize your retirement savings effectively.

Converting a traditional IRA to a Roth IRA sounds straightforward: pay taxes now, enjoy tax-free growth later. But the conversion creates income that ripples through the tax code in unexpected ways.

Roth vs Traditional: compare today’s marginal vs future effective tax rates. Roth accounts offer planning flexibility. Read ...

New IRS rules for inherited IRAs became effective last year. Pay attention to avoid a 25% penalty and a "tax bomb".

Think you're a savvy retirement planner? Here’s what you may be forgetting.

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Gen X gets closer to retirement, but financial advisers warn that the decision to convert should be ...

Catch-up contributions could add up to a significant amount that is ready to be withdrawn tax-free in retirement.

It might not seem like good news now, but it could be a big help in retirement.

Fraser Allport emphasizes that Roth IRA conversions are not one-size-fits-all, and are often implemented as a multi-year conversion strategy to mitigate tax consequences in any one tax year. A ...

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why beneficiary updates matter more than you think.

Roth IRAs are popular for tax benefits in retirement. Consider Vanguard's 'BETR' approach, other factors to see if a Roth conversion's right for you.

My Roth IRA has $28,000, also invested in a total stock market index fund, and my wife’s Roth IRA has $7,000, again invested ...