Will Savings Rates Go Up or Down in 2025? The Federal Reserve voted to hold interest rates steady at 4.25% to 4.50% at its June 18 policy meeting, extending its wait-and-see approach as it ...

The high-yield savings account offers an excellent 4.30%APY and no monthly fees, and the account requires a $100 minimum deposit to open. Bread Savings CDs also offer good APYs, with a minimum ...