If you are retiring or changing jobs with a larger account balance, a rollover IRA may be the best choice for some ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

Rolling over a $1 million 401(k) to a financial advisor might seem like a smart move — but according to personal finance ...

One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

What are the biggest mistakes people make when managing their retirement accounts? This week on Decoding Retirement, Robert ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Unlike a Roth IRA, which has income restrictions, a Roth 401 (k) is open to anyone — if your employer offers it. Not all ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

If you have a Roth 401 (k), you can roll over your money to a Roth IRA without creating extra taxes. This is also a popular ...

Contributions into a Roth IRA use after-tax dollars, unlike contributions to a traditional IRA or 401 (k), which are not taxed. This may be a bigger hit to your finances in the short term, but ...

The Traditional IRA is the most widely used retirement account. Contributions are often tax-deductible, depending on income ...