Today, the median 401 (k) balance for top-decile earners is about 10 times that of middle-income participants. Indeed, plan participation, balance amounts, and investment outcomes remain skewed toward ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

Here are the pros and cons of Gold IRAs, providing insight into their benefits and drawbacks for savvy investors: ...

Rolling over a $1 million 401(k) to a financial advisor might seem like a smart move — but according to personal finance ...

If you are retiring or changing jobs with a larger account balance, a rollover IRA may be the best choice for some ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

Income limits also exist to determine eligibility for tax deductions (Traditional IRA) or to contribute to a Roth IRA. These ...

One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

There used to be what you might call “backsies” or a “do-over” on converting money from a traditional IRA to a Roth. You ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual retirement accounts (IRAs), are worth considering and contributing to before ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...