A 401(k) rollover to a new employer’s plan offers simplicity and tax-deferred growth, ideal for those with strong plan options. Converting a 401(k) to a Roth IRA provides tax-free withdrawals ...

If you are retiring or changing jobs with a larger account balance, a rollover IRA may be the best choice for some ...

I have an after-tax 401(k) that I would like to roll over to a Roth IRA with Schwab. Experts at Schwab say it can be rolled over to a Roth IRA without paying any taxes. I think they are wrong as I ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

Whether you're transferring money from a traditional or Roth IRA, 401(k), 403(b), 457(b), or another account type, learn how here. Get the tax information you need.

While rolling over a traditional 401(k) account has its quirks, rolling over a Roth 401(k) comes with a unique set of rules. This article highlights some key considerations to keep in mind when ...

Open a Roth IRA: You need a Roth IRA to receive the transferred funds. Directly transfer funds : Request the assets to be transferred directly from your workplace retirement account to a Roth IRA.

I have $120,000 in after-tax contributions in my traditional 401(k) at work. Can I roll over just the after-tax money into my Roth IRA? I would like to avoid creating a taxable event. – Daniel ...

Avoid costly mistakes. Learn the IRS rules, penalties, and best practices for a Gold IRA rollover in this step-by-step guide.

Nevertheless, choosing between a 401(k) with a generous 25% employer match and a Roth IRA is a good problem to have. A balanced approach might involve a dual strategy, ...

The two primary options are rolling over to a new employer’s 401(k) or converting to an Individual Retirement Account (IRA), with a Roth IRA being a particularly compelling choice for some. The ...

Unlike a traditional 401(k) or IRA, where withdrawals are taxed as ordinary income, Roth IRAs provide tax-free withdrawals in retirement, provided you meet the five-year rule and are over 59½.