Although employers have been allowed since 2024 to offer two new emergency savings options tied to 401(k)s, few have done so.

How to prepare.

Roth conversions are all the rage, but what works well for one household can cause financial strain for another. This is what you should consider before moving ahead.

You can put more money in your pocket by claiming and opting in to perks, credits, rewards, and more. Here are a few sources of "free money" you may have overlooked.

Social Security should only be one component of retirement income.

As more people turn to artificial intelligence chatbots like OpenAI’s ChatGPT for everyday financial advice, some are now relying on them to make higher-stakes decisions.

A lot of people opt to save for retirement in a traditional IRA or 401(k) without really thinking about the long-term consequences. And that’s understandable. When you’re presented with the option to ...

Because the limits have remained static, more beneficiaries are subject to income taxation on their Social Security over time. As of 2021, roughly half of all beneficiaries pay some federal income tax ...

The share of people ages 18 to 39 transferring funds to investment accounts every month has more than tripled over a decade.

The average 401(k) balance for someone in their 60s was $577,454 as of November 2025. The median, though, was far less: $186,902. Learn how to catch up in this decade if your savings aren’t where you ...