401(k) 2026 contribution limit: IRS raises cap to $24,500; Here's what savers need to know

The IRS has increased retirement contribution limits for 2026, allowing Americans to save more in employer-sponsored plans.

Jean Chatzky explains how automation on 401(k)s, IRAs also apply to other key finance moves

Jean Chatzky explains saving for retirement in 401(k)s and IRAs. Sources include the Internal Revenue Service, JP Morgan, HerMoney and Blackrock.

Should You Cash Out Your 401(k) in a Lump Sum?

You can take withdrawals from your 401(k) before you retire but in most cases you will pay a penalty in addition to income ...

Here’s why most US retirees with less than $2,000,000 should avoid Roth conversions. Are the odds against you, too?

Roth conversions may not be right for everyone.

'I don't own a home': I'm 62, unemployed and have $1.5 million for retirement. Can I afford to divorce my husband?

I'm 62 and am considering separation and divorce from my husband. He has no loyalty to me or our vows. I aged out of my profession in 2019, not by choice. I have not gotten back into the workforce at ...
The Decatur Daily

Should higher earners still make 401(k) catch‑up contributions?

Since 2002, retirement savers age 50 and over have had the option of making "catch-up" contributions to their 401(k) plans, which stack on top of the regular limits for employee ...

Understanding Spousal Beneficiary Rollovers

A spousal beneficiary rollover is a transfer of assets to a surviving spouse from a deceased spouse's retirement accounts. It ...