If you are retiring or changing jobs with a larger account balance, a rollover IRA may be the best choice for some ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you don't need the funds to cover bills. It's at that time that you'll owe ...

Confused about 401k, IRA, and Roth IRA? Learn the key differences and discover the optimal investment order for your financial future in this 2020 guide.

A 401 (k) is an employer-sponsored retirement plan that allows employees to save a portion of their salary, usually on a ...

Both 401(k)s and annuities can fund retirement, but understanding their differences is key to picking the right fit.

Learn how to manage your 401(k) through market volatility, emergencies, and life changes with strategies for staying invested and understanding withdrawals.

Anyone with earned income can contribute to a traditional IRA. And based on how much you earn, a Roth IRA may be an option, too. If your employer offers a 401(k) plan, you may decide to sign up for ...

Like a Roth 401 (k), a Roth IRA requires you to pay taxes upfront, but withdrawals in retirement are tax-free. Currently, the ...

Rolling over a $1 million 401(k) to a financial advisor might seem like a smart move — but according to personal finance ...

While all of these are great steps to take, another change could make the biggest difference in growing your 401 (k) account balance over time. It just might be the closest thing to a free lunch ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

Fidelity found that 401(k) balances dipped slightly due to volatility, but that savings rates remained consistent. So what ...