We had more stocks increase last month, but the increases this month provided much more growth to the forward passive income ...

The post Break-Even Tax Rate Guides 401 (k) Choice appeared first on Self Employed. Many workers face a familiar fork in the road this year: pretax or Roth 401 (k). What sounds simple can shape ...

Some workers don’t have access to an employer-provided retirement plan, and 401 (k) quality can be uneven. High administrative costs, meager employer matching contributions, and costly investment ...

Some of the expenses you face during your working years might shrink once you retire. Take transportation. If you're not ...

It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a ...

SECURE 2.0 Act reqiures workers earning $145K or more to use Roth accounts for catch-up contributions starting 2026.

My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We're a few months away from paying away all high-interest debt, and when that happens, we'll be focusing ...

The IRS released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth ...

Starting in 2027, Americans 50 and older earning more than $145,000 will generally need to pay taxes upfront on their 401(k) ...

You still have up to two income years to take advantage of pretax catch-ups. If you’re in a high tax bracket, making those ...