A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to recover financially as quickly as possible.

While this sell system is designed to preserve the growth portion of a portfolio, it comes with a downside: Money can be ...

A Roth 401(k) allows you to contribute money toward your retirement with protection from tax rate increases in the future.

There is a two-step process under the SECURE 2.0 Act for increasing the age at which RMDs become necessary. Step 1: Beginning ...

For one, it has a much higher contribution limit than many other retirement accounts. In 2025, you can invest up to $23,500 per year in a 401 (k), while the contribution limit for traditional and Roth ...

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why ...

They are contributing to their 401(k)s much earlier than millennials did, reports show, and young women in particular are ...

While Vanguard's newly released "How America Saves" yearly report reveals that Americans' 401 (k) savings rates are at record highs — making up an average $148,153 balance and a median $38,176 balance ...

I really appreciate your column and the advice you provide. I have been considering "retiring" early to have more time with my husband during our younger years. We were both married for more than 20 ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on a Roth 401(k), consider these pitfalls. 1. There's no immediate tax break.