Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...

Understanding the implications of the '10-year rule' on pre-tax IRAs can significantly impact your financial planning. While ...

But there may be another option on offer that you are less familiar with — and in some situations, could serve you even better: a Roth 401(k). As of 2023, "about 93% of 401(k) plans offer a Roth ...

If your 401(k) plan was a Roth account, then it can only be rolled over to a Roth IRA. The rollover process is straightforward. The transferred funds have the same tax basis, composed of after-tax ...

A Roth IRA offers significant benefits for retirees. As an after-tax account, distributions from Roth IRAs are typically ...

Employers can now match Roth 401(k) contributions post-tax, but many plans don't yet offer this feature. Investor Alert: Our 10 best stocks to buy right now › Key findings are powered by ChatGPT ...

He also recommends taking a close look at your spending habits to spot opportunities to redirect even small amounts of money into your retirement plan. Consider a Roth 401(k) "Just like investment ...

In addition, you must be enrolled in an employer-sponsored traditional 401(k) plan that permits after-tax contributions. It must also allow either in-service withdrawals or i-plan Roth rollovers ...

If deciding what to do with an old 401(k) plan has been on your to-do list, here are the key steps you should take to get it done.

Getting caught up in a financial Reddit thread is surprisingly easy. After all, where else can you learn the financial ...

The Chubby FIRE Reddit community offers advice for a student who's thinking of using a Roth IRA. Here's what they said.

Don't miss the April 15, 2025 deadline for 2024 IRA contributions, avoid penalties and leverage the 5-year Roth rule.