If you have access to a 401(k) plan through your job, you have a prime opportunity to build retirement savings. But it's ...

The average 401(k) balance for someone in their 60s was $577,454 as of November 2025. The median, though, was far less: $186,902. Learn how to catch up in this decade if your savings aren’t where you ...

Although employers have been allowed since 2024 to offer two new emergency savings options tied to 401(k)s, few have done so.

Though you lose an up-front tax break, you gain much, much more.

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why beneficiary updates matter more than you think.

You will not be the only one ticked off about this, but your employer is not getting anything from your funds going into a ...

Changes to 401(k) policies usually take time, and many retirees are unaware of new regulations. Here are some important recent updates in 401(k) rules.

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401 (k) plans, which stack on top of the regular limits for employee contributions to ...

If you have a large 401(k) balance, you’re in a good position heading into retirement. Far too many people have too little ...

High earners have to pay tax on their catch-up 401(k) contributions and deposit them into workplace Roth accounts.

When approached strategically, retirement plans are long-term investments in your workforce that compound over time, not ...