A Roth IRA gives you tax-free growth and withdrawals in retirement. Take money out too soon, however, and you'll face income taxes plus a 10% tax penalty.

If you have just inherited a Roth IRA from your parent, spouse, or non-spouse, here are the rules for taxes and beneficiaries ...

Roth IRAs don’t pay fixed rates -- your returns depend on investments. See 2025 CD, stock and bond averages to maximize tax-free growth. Read on for more: ...

If you’re in early retirement — or close to it — you don’t want to gloss over the announcement of new tax brackets for 2026 ...

If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can ...

Climbing the retirement mountain takes years of saving discipline. But descending safely—turning savings into sustainable ...

With a traditional retirement plan, you'll not only pay taxes on gains eventually, but you'll also be forced to take required ...

If you're retired or planning ahead, it's important to understand just what lower interest rates mean and how they affect ...

Glen and Harriett Hager have done a lot of estate planning. But they want to get their finances set in case one of them ...

It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a ...

Workers with their own personal Roth IRAs would be able to roll those accounts into a workplace Roth 401(k) and some similar ...

Gina moved her $1.6 million pretax 401(k) into a Roth 401(k) and eventually rolling it into a Roth IRA -- Orman dismissed the idea, calling it "crazy." ...