Also: Small-cap stocks, a bond-market warning, and two metals that might join the amazing rally for gold and silver.

I am 70 and I have $1.4 million in traditional IRAs. Is it best to do $160,000 in Roth conversions for the next 1-3 years to reduce my high RMDs in about 5-10 years? That would put me in the 24% tax ...

When it comes to Roth conversions, traditional advice is to convert traditional IRAs to a Roth IRA over a period of years to stay within current tax brackets. The theory is that doing so will reduce ...

Owning high yield dividends, doing backdoor conversions, and custodial Roth IRAs are just a few options Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial ...

It's easy to understand why Roth IRAs (individual retirement accounts) are a popular retirement savings vehicle. IRAs are funded with after-tax dollars and offer tax-free growth and withdrawals. And ...

Ultimately, the answer to your first question comes down to your personal finances. What you have for your retirement, what you need to live on in your retirement and how much, if anything, you want ...

Also: Small-cap stocks, a bond-market warning, and two metals that might join the amazing rally for gold and silver It is easy to assume that avoiding taxes is an ideal strategy for managing your ...