I lost my job when a flood wiped out the store where I worked. I am 37, have a Roth IRA and a regular IRA. The Roth was ...

Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many retirement savers ...

IRA conversion: traditional accounts to Roth . If you have a traditional IRA, converting it could be a simple matter of ...

Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

A backdoor Roth IRA is fairly straightforward. If you make too much to contribute directly to a Roth IRA, you contribute to a ...

The Backdoor Roth IRA is a valuable retirement savings tool for high-income earners looking to maximize tax-free retirement income. By following the proper steps, avoiding the pro-rata rule, and ...

When stocks fall, it can be a good time to get money out of tax-deferred accounts to avoid a ticking tax time bomb.

If you’re unable to contribute to a Roth account directly, there’s good news — you can convert a traditional retirement plan ...

It’s possible to transfer untaxed dollars to a Roth IRA with a Roth IRA conversion. But you’ll likely have to pay taxes on any type of rollover that involves an untaxed amount. Does a Roth IRA ...

Explore the tax benefits of reverse mortgages, including strategies for Roth conversions and delaying Social Security.

Here’s how they do it — and why a Roth conversion might be right or wrong for you. Choose a Roth IRA provider — most banks and brokerages offer them, or a financial advisor can help you set ...

When you’re contemplating a Roth conversion. If you have been a good saver and will be heading toward retirement with more than $1 million in a tax-deferred account like a traditional IRA or ...