Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

President Trump has said he wants to shut down the U.S. Education Department completely, and half of the department's workers have already been laid off. But it turns out that most of what the ...

There's still every reason to make the most of every dollar at this later stage of life, and you've got plenty of ways to continue doing so.

My wife and I are 70 years old. We've paid off everything, including the house. Between my pension of $29,000 and Social ...

If you’re unable to contribute to a Roth account directly, there’s good news — you can convert a traditional retirement plan ...

Fortunately, there’s no age restriction on converting a pre-tax retirement account to a Roth IRA. You can roll funds from a ...

A Roth IRA can be accessed anytime for any reason and is tax- and penalty-free. With the Secure Act, a Roth IRA can continue ...

In a hopeful sign regarding saving by younger generations, the CRS data by age group shows that between 2019 and 2022 the ...

Explore the tax benefits of reverse mortgages, including strategies for Roth conversions and delaying Social Security.

A backdoor Roth IRA is fairly straightforward. If you make too much to contribute directly to a Roth IRA, you contribute to a traditional IRA instead and then convert it to a Roth. While you can only ...

After your spouse dies, you could face a surprise higher tax bill, financial experts say. But it’s possible to prepare with ...

When stocks fall, it can be a good time to get money out of tax-deferred accounts to avoid a ticking tax time bomb.