When you do a Roth IRA conversion, you must wait at least five years after January 1 of the year of conversion to withdraw the converted amount to avoid a 10% tax hit.

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

Because Medicare premiums are tied to income, converting a $235,000 retirement account to a Roth IRA has the potential to ...

MCKINNEY, TX, UNITED STATES, July 2, 2025 /EINPresswire.com/ -- For individuals considering whether to convert their traditional IRAs, 401(k)s, or other tax-qualified retirement plans to a Roth IRA, ...

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The ...

Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion. Roth IRA earnings are tax-free after age 59 1/2 and a five-year holding period.

Avoid costly tax mistakes with your IRA. Learn how skipping IRS Form 8606 cost one investor $50,000—and how you can protect ...

Want to retire early? Cut expenses, invest smartly, maximize savings, plan healthcare, and avoid lifestyle inflation to ...

Your 50s are a critical time for retirement planning. Here are five expert-backed financial moves that can make or break your long-term retirement success.

One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

There used to be what you might call “backsies” or a “do-over” on converting money from a traditional IRA to a Roth. You ...

What are the biggest mistakes people make when managing their retirement accounts? This week on Decoding Retirement, Robert ...