Fraser Allport emphasizes that Roth IRA conversions are not one-size-fits-all, and are often implemented as a multi-year conversion strategy to mitigate tax consequences in any one tax year. A ...

Converting a traditional IRA to a Roth IRA sounds straightforward: pay taxes now, enjoy tax-free growth later. But the conversion creates income that ripples through the tax code in unexpected ways.

Roth vs Traditional: compare today’s marginal vs future effective tax rates. Roth accounts offer planning flexibility. Read ...

Think you're a savvy retirement planner? Here’s what you may be forgetting.

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Gen X gets closer to retirement, but financial advisers warn that the decision to convert should be ...

Dividend Income is the fruit from the labor of investing your money in the stock market. In December, we (my wife and I) received a dividend income total of $8,010.54. Read more here.

Charles Schwab offers no fees, thousands of investment options, and an easy platform, making it the top Roth IRA choice for ...

When I was 22, my grandmother died. She was my favorite person. She didn’t have a lot of money, but each of us grandchildren got a check for $3,000 from the will. I really, really wanted to do ...

More than 50 million US private-sector employees don’t have access to a workplace retirement savings plan like a 401(k). But a growing number of states are now requiring most private-sector employers ...

The Trump account is a tax-advantaged IRA-like account that is designed specifically for children. Trump accounts become ...