Climbing the retirement mountain takes years of saving discipline. But descending safely—turning savings into sustainable ...

For millions of Americans approaching retirement, the dream of leaving work behind depends on one crucial question: how to ...

I retired in 2022 at 62 years old. I have a $2,900 monthly pension and draw $1,900 per month in Social Security. I have ...

Dear Quentin, My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We’re a few months away from paying away all high-interest debt, and when that happens, ...

"I have approximately $565,000 in an IRA, $250,000 in a Roth IRA, $435,000 in a brokerage account, and $189,000 in a 4.3% high-yield savings account." (Photo subject is a model.) I had a career as an ...

Assets distributed directly to you from a qualified retirement plan are considered taxable income and subject to local, state and federal taxes based on your income tax rate. And, if you haven’t yet ...

The majority of workers don’t contribute the annual maximum amount to their retirement savings plans, a Vanguard study shows.

The new 2026 tax brackets could save retirees thousands. Here's how to use the higher deductions and income thresholds to ...

Putting too much money into your IRA or withdrawing more than allowed can trigger penalties. If you contribute more than the ...

Learn expert-backed strategies to safeguard your retirement income from inflation, rising healthcare costs, and taxes while ...

You’re not alone. Learn how to plan for retirement with IRAs, solo 401(k)s, and brokerage accounts — and avoid common mistakes.

You probably have a million things on your mind as you start to look toward upcoming holidays -- food, gifts, maybe even ...