Social Security plays a big role in your retirement planning -- but you shouldn't bank on it. Here's what to do instead.

I would like to transfer the losing stock out of my Roth account to my taxed ordinary retail stock account. I would then sell ...

Will you be 73 years old (or older) at any point in 2025? If so, you'll soon be withdrawing some money you may have in a retirement account. The IRS requires it. It's called a required minimum ...

To illustrate: You might not have been able to contribute to a Roth IRA during your working years due to your income level, but you may get that opportunity as you near retirement, or even when ...

Early retirement isn’t exclusively for the rich. Many people use a couple of key calculations to determine how much money ...

I am a 68-year-old woman married to a 75-year-old man.

In 2025, the SECURE 2.0 Act allows a new "super catch-up provision" for individuals who turn ages 60 to 63 before the end of ...

Pre-Tax Vs. Post-Tax Catch-up contributions made before year-end can go to either traditional retirement accounts, which reduce current-year income taxes, and are known as pretax funds, or to Roth ...

As a long-term savings vehicle, health savings accounts are hard to beat because they offer a trifecta of tax benefits: ...

Though death and taxes may be certain, investors should always seek legal ways to minimize their tax liability. Lower taxes mean higher net investment returns and higher disposable income.

Employer-sponsored 401 (k)s come in two main varieties: traditional and Roth, just as there are traditional and Roth IRAs. With a traditional 401 (k) or a traditional IRA, you typically get an upfront ...

Contributions to a Roth IRA can be withdrawn penalty-free to open a 529 plan. 529 plans allow contributions to grow tax-free ...