Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider ...

In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers four questions on deductions, tax ...

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for years—but it’s an opportunity with a limited window.

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

In this week's Ask the Editor Q&A, we answer tax questions from readers on paper checks, hurricane losses, IRAs and ...

Even if you plan to put every dollar you withdraw into a Roth IRA, you will still owe taxes on the money (plus a 10% penalty if you're under the age of 59 ½). Rather than pull the entire $800,000 ...

The challenge with Roth IRAs is that contributions are subject to an annual contribution limit, currently $7,000 ($8,0000 for those age 50 and older). Income limits also apply.

"What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, ...

Saving for retirement can be very difficult for married spouses who stay home to care for family or otherwise have little ...