Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

They can file their returns jointly or separately. Many file joint returns, but there are some situations in which filing separately can ...

When my wife pointed out that our combined income would affect our Roth IRA contributions, I realized I needed to learn more ...

A backdoor Roth IRA is fairly straightforward. If you make too much to contribute directly to a Roth IRA, you contribute to a ...

A Roth IRA can be accessed anytime for any reason and is tax- and penalty-free. With the Secure Act, a Roth IRA can continue ...

If the complexity of the Roth vs. traditional IRA decision is preventing you from opening an account, just know that simply ...

You can make contributions for 15 months—from January 1 to the date you file your taxes (no later than mid-April) the following year. Your contributions to a Roth IRA are made with after-tax ...

Marriage can affect taxes in many ways. While everyone’s tax situation is different, there are some benefits of marriage that may help you pay less in taxes than you’d pay ...

When saving for retirement, you'll typically have two choices for how you'll fund your IRA. With a traditional IRA, you'll ...

No matter what line of work you happen to find yourself in, you know that the government takes a bite out of your paycheck on ...

By diversifying your retirement income sources to include some of these tax-free options, you can potentially lower your ...

The IRS views interest on a savings account as earned income, whether it's $1 or $1,000. So, if you received interest on a ...