Check this list of some of the best alternatives to IUL for long-term investing in 2026 that you can try as per your need and convenience.

Here's why large Roth conversions at age 63 can be dangerous. Age 65 is when Medicare eligibility generally begins. If you do a big Roth conversion at 63, and it increases your income substantially, ...

With an IUL, cash value grows tax deferred. Policyholders can borrow against the cash value. These policy loans are generally not treated as taxable income as long as the policy remains in force.

BlackRock retirement solutions chief’s report outlines five forces reshaping DC plans as savers take on more risk.

Dear Savvy Senior, What are the rules regarding inherited IRAs? My brother and I recently inherited our father’s IRA when he ...

These new accounts could give children a head start on long-term investing. But financial experts say families should ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401 (k) plans, ...

Two things are certain in life: death and taxes. Nevertheless, as an investor, you should do what you can within the confines of the law to minimize your tax liabilities. The lower the taxes you ...

Fidelity says these four moves can decide whether your heirs keep more of your money or send a chunk of it to the IRS.

From time to time, we get a listener question on our Sunday morning show on WCCO that opens the door to a much larger ...

According to data from investment management firm Vanguard, the average 401 (k) balance for a 64-year-old in 2024 was ...