The bucketing strategy can help protect your retirement portfolio during a stock market downturn, experts say. Here’s what ...

If newly retired American's aren't careful, tax time could be a nightmare that ends in a big tax bill. What to know to avoid ...

One of the biggest mistakes to avoid is withdrawing money early. If you take money out of your IRA before the age of 59 ½ — and you don't fall within a limited number of exceptions — you will be ...

There’s an inherited IRA rule change for 2025 that could trigger a 25% tax penalty for certain heirs. Here’s what investors ...

Here’s why you should consider it and what steps to take.

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of ...

A third of Americans' financial assets are held in retirement plans, according to data from the Investment Company Institute. In September 2024, those accounts represented more than $42 trillion ...

A lot of people have no choice but to work until their late 60s or even beyond due to a lack of savings. But if you’ve saved ...

If you have a Roth IRA or are thinking of getting one, you may be looking at ways to incorporate the account into your long-term plan. Established in 1997, the Roth individual retirement account ...

The first reason many people can retire earlier than expected is the tendency for spending to decline with age. According to ...

The changes, which took effect on March 1 introduce new withdrawal options and adjusted limits to better reflect rising costs in the housing sector. Chief Executive Officer Viliame Vodonaivalu said ...

The 4% rule is a rule of thumb used to estimate sustainable annual withdrawals from a retirement portfolio. It suggests that retirees withdraw 4% of their portfolio in the first year of retirement ...