Trump Accounts hold limited appeal for kids who miss out on free seed money—unless you look ahead to the surprising tax value they can unlock when your child turns 18.

When it comes to retirement and taxes, things can get tricky.

Legacy planning also shifts the calculus. Roth IRAs don't have Required Minimum Distributions during your lifetime, and heirs generally receive distributions free of income tax, though they must empty ...

Behavioral economist Alex Smith thinks we spend too much time fretting about this year's taxes, and too little planning for ...

Want to invest in gold but think it's too expensive? Learn how to invest and avoid pitfalls. Investment options include ETFs ...

The other big disadvantage of delaying is that year-end gets busy; delaying RMDs can heighten the risk of missing a distribution and having to pay a penalty. Another risk, especially for older ...

Good investors know patience is a virtue. Read more about building a diversified, resilient retirement income portfolio with ...

A Roth conversion means taking a tax hit today to avoid one later, so if you expect to be in a lower tax bracket in ...

Most investors approach Roth conversions with a simple question: Will my future tax bracket be higher than my current one? On ...

And he’s not alone in thinking the current retirement age is “a bit crazy.” Another proponent of raising the retirement age, ...

For many retirees, taxes don’t disappear once the paychecks stop; they simply change form. Withdrawals from retirement ...

Not sure whether to invest in a 401(k) or Roth IRA? Here's what Dave Ramsey recommends and how to decide what works best for ...