RRSP season is driven by two basic human emotions; fear and greed. Fear that your registered retirement savings plan will not ...

After determining what your ‘mandatory’ income will be, you need a plan to determine the most tax-efficient way to access ...

With limited funds, how do you choose between contributing to an RRSP or a TFSA? The two plans are meant to be tax-neutral when marginal tax rates are constant. Consider a taxpayer who is in a 40 per ...

In the first instalment of a week-long series, the Financial Post explores the TFSA vs. RRSP debate through a generational ...

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The new year brings fresh chances for Canadians to grow savings, and the 2026 TFSA announcement highlights that potential.

The average TFSA balance for Canadians between the age of 55–59 is roughly $33,200, which is pretty low. The post Here’s the ...

Thinking about an RRSP? Discover how investing can lead to significant tax savings and impact your retirement planning. The ...

New Canadian investors face a key choice between a Registered Retirement Savings Plan (RRSP) and a Tax-Free Savings Account (TFSA), following updated 2026 contribution guidelines from the Canada ...

Discover the secrets of TFSA investing. Protect your wealth while enjoying tax-free withdrawals and savings growth. The post The CRA Is Watching: What TFSA Holders Need to Know appeared first on The ...

At 35, Canadians average $15,186 in TFSAs and $82,100 in RRSPs. Here's how to use both accounts to build tax-free retirement income streams. The post Here’s the Average Canadian TFSA and RRSP at Age ...

TFSAs allow Canadians to earn investment income tax-free, which can significantly accelerate long-term growth. The cumulative contribution room increases annually, and unused room carries forward ...