While retirement is a joyous time to relax and celebrate years of hard work, it doesn’t come without financial considerations ...

Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many retirement savers ...

They can file their returns jointly or separately. Many file joint returns, but there are some situations in which filing separately can ...

Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

Opening a traditional IRA is a fairly straightforward process involving only a few steps. Here's what you need to know to ...

The key feature of this account is its tax advantages: contributions to a traditional IRA ... Alternatives to traditional IRAs include Roth IRAs, SIMPLE IRAs, and SEP-IRAs. How Traditional IRAs Work ...

Personal finance author and philanthropist Tony Robbins offers some important advice about each of these retirement savings ...

Explore the tax benefits of reverse mortgages, including strategies for Roth conversions and delaying Social Security.

A backdoor Roth IRA is fairly straightforward. If you make too much to contribute directly to a Roth IRA, you contribute to a ...

While you can make a QCD from a Roth IRA, there’s no additional tax benefit to doing so, as the accounts are already exempt from tax and your distributions aren’t deductible. Some nonprofits, ...

Among workers who have access to a Roth 401(k), only 17% contribute to one. Here's why others want to start ASAP.

Saving for retirement is challenging for many Americans. On top of finding money to save, it can be difficult to know what ...