Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

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Key Points Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.

An IRA portfolio is not limited to US stock markets, Bonds and Gold. For those wishing to increase the resilience and growth ...

In addition, the personal exemption, miscellaneous itemized deductions and moving expenses for many filers that were dropped ...

By actively reducing your debt between age 59½ and retirement, you can significantly improve your financial outlook compared ...

When he becomes a GS-13 I can contribute less to his expenses. This allows him to contribute fully to his Thrift Savings Plan with Roth contributions. We have saved $6.5 million in 401 (k), IRAs and ...