Which strategy is best for your legacy goals? Understand the tax implications, benefits and drawbacks of each strategy.

Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many retirement savers ...

Strategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you ...

Stock market volatility is alive and kicking, but that doesn’t have to be a bad thing, even if you’re not a day trader. Instead of buying on the dip, investors facing hefty future tax ...

Explore the tax benefits of reverse mortgages, including strategies for Roth conversions and delaying Social Security.

The only option open to taxpayers at all income levels is a traditional nondeductible IRA, but this subjects investors to two ...

A major factor contributing to whether the mega backdoor Roth makes sense for you is if you have the ability to save that ...

The Backdoor Roth IRA is a valuable retirement savings tool for high-income earners looking to maximize tax-free retirement ...

I lost my job when a flood wiped out the store where I worked. I am 37, have a Roth IRA and a regular IRA. The Roth was ...

Many savers are drawn to traditional IRAs and 401(k)s because they offer a tax break on contributions. But in return, people ...

Thirty-one percent of households owned IRAs in 2022, according to a report from the Congressional Research Service. Among IRA ...

Roth conversions offer a lot of appeal to retirement planners. Roth accounts are not subject to Required Minimum Distribution (RMD) rules, so retirees won’t have to make mandatory withdrawals ...