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With an IRA, you have to actively send money into your account each month, unless you're able to set up an automatic transfer. That could make it harder to stay consistent. What is a Roth IRA?
You have lots of options for investing in tech, from individual stocks, to ETFs or mutual funds, to crowdfunding or crypto.
Step-by-Step Guide to Setting Up a Backdoor Roth IRA Step 1: Open a Traditional IRA Start by opening a traditional IRA account through any brokerage firm, financial institution, or even robo-advisor.