If you're retired or planning ahead, it's important to understand just what lower interest rates mean and how they affect ...

Learn how to start a Roth IRA in 2025 -- from income eligibility to top providers. See setup steps, contribution limits and ...

A workaround for the Roth IRA income restrictions enables wealthier individuals to to earn tax-free income. But how long will ...

Gina moved her $1.6 million pretax 401(k) into a Roth 401(k) and eventually rolling it into a Roth IRA -- Orman dismissed the idea, calling it "crazy." ...

With a traditional retirement plan, you'll not only pay taxes on gains eventually, but you'll also be forced to take required ...

Climbing the retirement mountain takes years of saving discipline. But descending safely—turning savings into sustainable ...

Glen and Harriett Hager have done a lot of estate planning. But they want to get their finances set in case one of them becomes incapacitated.

IRS rule changes will require some older workers to make 401(k) catch-up contributions with after-tax dollars.

For millions of Americans approaching retirement, the dream of leaving work behind depends on one crucial question: how to ...

A 401 (k) loan permits you to withdraw up to 50% of your vested account balance or $50,000, whichever is less. If your vested ...

I asked ChatGPT how to pay fewer taxes in retirement and got 10 straightforward tips, including Roth timing and QCDs. Here's ...

I also have a $310,000 mortgage balance with 10 years remaining on a 15-year, 3% mortgage. The PITI payment plus HOA fees are ...