Q: Is there any advantage to opening and starting a registered retirement income fund ( RRIF) account before I reach the age ...

Registered accounts are very good at sheltering funds from taxation while they grow over time; however, you must make sure you do indeed withdraw all your money before you pass away. You don't want a ...

Here's why Canadian retirees should consider holding a diversified portfolio of ETFs and growth stocks in the RRSP. The post ...

An ‘RRSP meltdown’ strategy often works best when clients are in a lower tax bracket post-retirement, allowing them to pay fewer taxes later on ...

There have been many reasons that have caused people to connect with our team over the years. Here are some of the most ...

If your client has a life income fund (LIF) that earned big returns in 2024, they may have the opportunity to unlock a larger ...

The FHSA combines the best features of Registered Retirement Savings Plans (RRSPs) and Tax-Free Savings Accounts (TFSAs) to provide first-time homebuyers with a tax-advantaged savings tool that ...

“Sometimes, it becomes a discussion about the RRIF accounts,” Ms. Okuyama says. “I’ve had several clients introduce me to their parents because they want me to help explain tax ...

A new report from the National Institute on Ageing says thousands of Ontarians are missing out on millions in unclaimed ...

first home savings account (FHSA), registered education savings plan (RESP) or registered retirement income fund (RRIF). Investments in these accounts carry different tax implications, so consider ...

Plus, get $200 or more cash back. Offer expires March 31, 2025. Offers a variety of accounts including: TFSA, RRSP, FHSA, RRIF, RESP (Individual account) and Non-registered (Individual account ...