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I'm 67 With $680k in My 401(k). Should I Convert to a Roth IRA to Avoid RMDs?

If you need retirement funds for living expenses now, paying taxes on a Roth conversion may cost more than it saves. But, if ...
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If The Stock Market Tumbles, Is It the Best Time to Do a Roth Conversion for Your IRA?

For working age Americans who have stashed capital away diligently in their 401(k) plans, or other similar plans, for many ...

Roth vs. Traditional IRA: Which One Works Best for Your Retirement Goals?

Both accounts provide benefits, but your future financial situation plays a big role in determining which makes sense for you ...

J-Curve Tax Strategy: How To Slash Your IRA Conversion Costs

Diving into the J-Curve tax strategy to learn more and see if it's an accessible way to slash your IRA conversions ...

The case against Roth conversions: Most early retirees won’t benefit from paying tax now

Should you do Roth conversions? Stick to the math for the answer. - /iStockphoto. When it comes to paying taxes, less is ...

Should you choose a Roth IRA over a 401(k) for retirement savings?

One of the best ways to do that is to invest through tax-advantaged retirement accounts. The most popular retirement account is the 401 (k), and for good reason. It's relatively simple, doesn't ...

Best Roth IRA accounts of September 2025

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap into ...

Raising Social Security Retirement Age ‘Not Under Consideration,’ But Look At Roth IRAs To Bolster Your Income

The Social Security Administration has clarified its stance on raising the retirement age. While Social Security can ...

10 Reasons You Should NOT Do a Roth Conversion

While a conversion can be the right thing for some retirees or soon-to-be-retirees to do, finance experts suggest 10 times ...

Want to Avoid Penalties? Don't Take This Type of IRA Withdrawal

There are also rules limiting your IRA withdrawals. Typically, you'll pay a 10% early withdrawal penalty if you take money ...

I’m a Financial Advisor: People Always Regret Doing These 5 Things With Their IRA

However, many people discover later that simply setting up an IRA isn’t enough and small missteps along the way can lead to costly regrets. The first mistake often happens right after funding an IRA.