My Roth IRA stock is down. Is there any way to harvest the loss?
Or, you could sell the stock within the Roth and redeploy the funds to something you think will do better. You won't be able to take any loss for tax purposes, but you could stop the bleeding. If you ...
Should You Max Out Your 401(k) Before Investing In An IRA Or Stocks?
(k), IRA, or individual stocks? Learn which investment vehicle to prioritize for your retirement savings and financial goals.
4 Reasons the Roth IRA Might Be the Best Retirement Account Ever Created
Choosing the wrong account for your retirement savings can really cost you. Find out why a Roth IRA might be your best option ...
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Should I Convert 10% of My IRA into a Roth Each Year to Avoid Taxes and RMDs?
Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals from Roth accounts in ...
Smart Moves To Make Now To Avoid A Larger 2025 Tax Bill While Earning Interest
The Federal Reserve isn't in a rush to cut interest rates, which means you could be on the hook for more taxes next year on ...
You may still be able to slash your taxable income by up to $17,300 before filing—here's how
As with an IRA, you have until April 15 to make a 2024 contribution. For the 2024 tax year, individuals can contribute up to $4,150 if they have self-coverage and up to $8,300 for family coverage. If ...
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I'm Worried Social Security Will Run Out Before I Retire. What Should I Do?
Social Security plays a big role in your retirement planning -- but you shouldn't bank on it. Here's what to do instead.
Common Mistakes To Avoid When Rolling Over Your Retirement Accounts
Avoiding the variety of mistakes that can occur during a retirement account rollover requires careful consideration.
Interest Earnings Last Year May Boost Your Tax Bill—Here's What You Can Do To Lower It
High-yield savings accounts and CDs were much more profitable in 2024 than in prior years, potentially leaving some taxpayers with a larger tax bill. Experts say there are some ways to defer or offset ...
Want to retire early? Here’s how to calculate your FIRE number
Early retirement isn’t exclusively for the rich. Many people use a couple of key calculations to determine how much money ...
Alliant CD Rates: Pros, Cons, and Current Rates
Explore Alliant Credit Union CD rates. Anyone in the U.S. can join Alliant Credit Union and get a regular or jumbo certificate with competitive rates.
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Traditional Vs. Roth IRA: Is Now the Time to Make the Switch?
Discover the potential benefits of converting your traditional IRA to a Roth IRA. Learn how this strategic move could help ...