A new report reveals that over one-third of U.S. workers have borrowed from their retirement savings, prompting warnings from ...

Still hoping to earn a big return with a CD account? Consider one of these before the Fed cuts rates this month.

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough ...

A newly published study challenges fixed-rate withdrawal strategies for retirement spending, such as the long-standing 4% rule, and instead proposes a framework for decumulation centered around a ...

The Setting Every Community Up for Retirement Act of 2019 (the SECURE Act) changed the distribution rules for beneficiaries ...

The IRS has released the new income limits for federal income tax brackets for the tax year 2026. The brackets you fall into ...

William Bengen now says a withdrawal rate of 4.7% may be more appropriate. Retirees who can cut back a little during rough market years tend to do better than those who consistently withdraw the same ...

Prudential plc (HKEX:2378, LSE:PRU, NYSE:PUK, SGX:K6S) announced its 2025 first interim dividend, set at 7.71 US cents per ordinary share, with an available scrip dividend alternative. According to a ...

FILE - This Oct. 24, 2016 file photo shows dollar bills in New York. Retirement planning is complicated. Fewer retirees can rely on pensions, so more people have to find retirement income elsewhere ...

Learn how PVIFA helps compare the present value of a lump sum vs. annuity payments. Discover useful formulas and tables for calculating annuity values.

A £100,000 pension pot could last anything from a lifetime to just 13 years, depending on how much income you take and your level of investment returns, according to analysis by Standard Life. The ...

Conventional wisdom has long held that retirees should plan on spending 4% of their savings in the first year of retirement and then spending that same amount, adjusted for inflation, every year after ...