These strategies can help the 42% of people worried about credit card payments tackle their debt and reduce stress.

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Take advantage of these credit cards and pay zero interest on new purchases or balance transfers for up to 21 months.

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More than half of U.S. credit card holders (53%) are carrying revolving debt, while 56% are considered financially unhealthy.

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Consumer Reports breaks down simple steps you can take to start paying down your debt and finally get some breathing room.