Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here's the latest.

About half a million dollars was taken from retirement accounts in an early April cyber attack on Australia's largest ...

After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

From teenagers to octogenarians, Americans like him are pouring money into Roth accounts, both contributing directly and ...

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.

Learn how required minimum distributions (RMDs) affect your traditional IRA balance, how to calculate them and strategies to ...

Investing is one of the best ways to build long-term wealth, but picking the right type of account can feel confusing. You ...

ICI’s research shows that individual retirement accounts are a significant component of U.S. households’ retirement planning.

You can superfund a child's 529 account by making a lump-sum contribution of up to $95,000 ($190,000 if you're a married ...

Most people don't retire with enough money, but this powerful concept is the best solution to that widespread problem.

Gold has badly outperformed equities this year, and holing the precious yellow metal in a tax-deferred retirement account has ...

Learn about SIMPLE IRA plans, including contribution limits, how they compare to Roth IRAs, and the benefits SIMPLE IRAs ...