Owners of tax-deferred retirement accounts must begin making withdrawals at age 73 or 75 (depending on the year they were ...

A re you looking to optimize your retirement savings options now to maximize your income later on? It's easier said than done ...

Newly or nearly retired Americans may feel sick from wild market swings and want to head for the exits. That's the worst thing to do, advisers say.

Social Security is based on lifetime earnings. The first step in calculating retired-worker benefits is adjusting (or ...

Gold has badly outperformed equities this year, and holing the precious yellow metal in a tax-deferred retirement account has ...

Public Advisors and Public Investing are affiliates. Self-directed Individual Retirement Accounts and Bond Accounts are ...

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.

Splitting retirement funds into three buckets with distinct tax treatments can help you avoid a nasty tax bill down the line.

Market turmoil has wiped out significant retirement savings, forcing many older Americans to reconsider spending and even their ability to remain retired.

The personal finance Reddit community shares their tips for a 41-year-old who has a $40,000 traditional 401(k) account.

Can a self-employed individual delay RMDs from their SEP-IRA retirement account because they're still working? It depends.