Most Americans are falling behind in saving for retirement. Here’s how they can make up the difference.

The savings shortfall comes as Social Security faces insolvency, people are living longer and inflation outpaces earnings ...

How People in Their 40s Save for Retirement — And What “On Track” Really Looks Like

Key Takeaways Average retirement savings rates in workplace plans run about 11%–12% for workers in their 40s; try to move toward a 15%–20% total contribution rate to close the gap quickly.Median 401(k ...

Age 62, 67 or 70? Here's the best time to claim Social Security.

Many Americans are taking Social Security early, but is that wise? It depends. Here's what to know when deciding when to ...

Vanguard: Many boomers are losing the battle for retirement security. Gen Xers? Doing a bit better.

For many of those baby boomers and Gen Xers nearing retirement, unlocking home equity may be a viable strategy to help make ...
Forbes

Raising Social Security Retirement Age ‘Not Under Consideration,’ But Look At Roth IRAs To Bolster Your Income

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

If You're in This Situation, Do Not Contribute to a Retirement Savings Account

So if you don't have an emergency fund at all, then you actually shouldn't contribute money to an IRA or 401 (k) until you've ...

Is Raising the Retirement Age in US Inevitable?

According to the Congressional Budget Office, raising the retirement age from 67 to 69 would cut lifetime benefits by up to ...

Your Retirement Portfolio Is Probably Too Conservative. Here's What To Consider.

A retirement portfolio that's too conservative can backfire. But if you know the appropriate amount of risk for your age, you can avoid running out of money in retirement.