The Triple Nickel, also known as the 5/5/5 rumor, has been circulating among federal employee forums for decades. The details vary, but the basic pitch is remarkably consistent: Congress will ...

The Medicare Open Enrollment Period (OEP) is an annual timeframe when individuals enrolled in Medicare (Medicare beneficiaries) can reevaluate their Medicare health plan and then add, drop or switch ...

FEDLIFE Podcast The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of ...

January 1, 1952 – December 31, 1959 73 Separated April 1 of the year after participant is both separated and at least 73 Effective January 1, 2024, only a TSP participant’s traditional TSP account ...

Now, you may be thinking something along the lines of, “Katelyn, if you’re saying that tax rates are and will remain historically low indefinitely, why should I bother converting assets over from ...

For many federal retirees, the Income-Related Monthly Adjustment Amount (IRMAA) comes as an unexpected layer of healthcare costs. While Medicare is often thought of as a uniform benefit, IRMAA ...

Now, you may be thinking something along the lines of, “Katelyn, if you’re saying that tax rates are and will remain historically low indefinitely, why should I bother converting assets over from ...

As Turkey Day closes in, it’s hard to believe that 2025 is less than two months away! As we look ahead to 2025, one of the most important updates for federal government retirees who are age 65 and ...

This column reviews three important required minimum distribution (RMD) rulings with regard to the naming of a surviving spouse as the beneficiary of the deceased spouse’s traditional IRA. These three ...

Section 530A “Trump” accounts have generated significant interest among parents seeking to understand how the new account structure may fit into broader savings strategies for their children. As with ...

Throughout much of the 2.5 years of the COVID-19 pandemic, many federal employees who were eligible to retire decided to retire. Some of these retirees elected to start receiving their Social Security ...

Where you live in retirement can impact your retirement income because different states tax the “three legs” of FERS, and CSRS, differently. States taxes are different story. Most states do not tax ...