Below is a list of “mortgage help” topics I feel are beneficial to anyone thinking about buying real estate, getting a mortgage, currently going through the mortgage process, or even those who already ...

Wondering how much equity you have in your home? Then you need to know your loan-to-value ratio, or LTV. And if you have two mortgages, it’s your combined LTV, or CLTV for short. Lenders pay close ...

Each month, Fannie Mae releases a forecast for home prices, sales, and mortgage rates, among other things. Between September’s report and October’s, they raised their estimate for the 30-year fixed a ...

If you’re thinking about selling your home, you might be curious what kind of proceeds you’ll receive. My cost to sell a home calculator can give you a better idea of what you could walk away with. It ...

The longer this aggressive uptrend goes on, the more it feels like 8% mortgage rates are inevitable. By some accounts, we are only about a half of a percentage point away. And given the current ...

If you’ve ever looked at a mortgage rate chart, you’ll see that mortgage rates experienced a double-top in the early 1980s. That’s when mortgage rates hit all-time highs, with the 30-year fixed ...

Just when it appeared that mortgage rates were chipping away, they’re back to new highs. And not just any old highs, but the highest highs since President Trump took office for his second term. The ...

The Federal Reserve is almost guaranteed to hike rates today. Odds are currently around 93%, per CME FedWatch, meaning it’s basically a sure thing. In the Fed’s history, they’ve never defied odds like ...

It’s a very light week of data with only weekly initial jobless claims on Thursday and flash U.S. services PMI on Friday. The dearth of reporting means the focus will be on the ongoing conflict in the ...

These days, it’s pretty common to pay mortgage points to buy your down interest rate. Why? Because mortgage rates are no longer cheap, so home buyers are often stretching to get into a property. Or ...

While popular, one of the main drawbacks to an FHA loan is the compulsory mortgage insurance. This includes both an upfront mortgage insurance premium (UFMIP) and an annual premium, paid monthly. The ...

Let’s take a closer look at the nation’s biggest mortgage lenders, based on loan volume that includes retail and wholesale originations per HMDA data parsed by Richey May. More than 4,700 banks, ...