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Jan 15, 2026 · Bankrate can help you stay up to date on current interest rates for federal and private student loans.

2 days ago · Last week, the average interest rate on 10-year fixed-rate private student loans moved up. Despite the rise, rates still remain relatively low, providing borrowers with an opportunity to fill in ...

2 days ago · For the 2025-2026 academic year, Direct undergraduate loans have a rate of 6.39%. Private student loan rates change more often and can be fixed or variable. Rates are based on lender...

Feb 6, 2026 · Fixed rates range from 3.43% APR to 15.99% APR with 0.25% autopay discount. Variable rates range from 4.64% APR to 15.99% APR with a 0.25% autopay discount. Unless required to be …

Student loan interest rates directly impact how much you’ll pay over time. A small percentage change can mean thousands of dollars in added costs – or savings. For someone with a debt load of …

Aug 1, 2025 · See current student loan interest rates for federal student loans, private student loans and student loan refinance, plus get tips for lowering and repaying student loan interest.

Sep 2, 2025 · Student loan interest rates depend on the loan type and borrower. Current rates for federal student loans are 6.39-8.94%. The current federal student loan interest rate for …

Feb 2, 2026 · Between July 1, 2025, and June 30, 2026, federal student loan rates for new undergraduate loans are 6.39%. New graduate loan rates are 7.94% and new parent PLUS loan …

Jan 12, 2026 · In the following table, you will find the current and historic interest rates for federal loans. These rates coincide with the academic year the loans were taken out, i.e., fall 2023 to spring 2024. …