Making a budget for each month (before the month begins) and sticking to it will make you feel like you got a raise! Here’s how to create a simple budget each month 👇 1️⃣ Write down your total income. 2️⃣ List your expenses (including any money you’ll save). 3️⃣ Subtract expenses from income to equal zero. This is called a zero-based budget, and it helps you give every dollar you made that month a clear purpose. 4️⃣ Track your spending to make sure you stick to your plan. | Dave Ramsey
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Dave Ramsey's 5 steps to win with money: 1. Have a written plan. (budget) 2. Get out of debt. 3. Live on less than you make. 4. Save some money. (3-6 months emergency fund invest 15%) 5. Be outrageously generous! | Ramsey Solutions
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A budget is just a plan. It isn't a straight jacket. It's YOU telling YOU what to do. Forget the stigma that people on a budget don't have money, because that's not true. People on a budget DO have money, and they're going places with it because they're mature enough to put pen to paper and make a PLAN. | Dave Ramsey
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There’s nothing wrong with spending money on things you enjoy—just make sure you’ve planned for it! That plan is called a budget. And if you’re married, sit down and budget your money together every month, before the month begins. You’re a team, so act like one! | Dave Ramsey
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