How to determine RRSP contribution limit this tax season
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How to determine RRSP contribution limit this tax season
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RRSP deadline is almost here: Don’t make this common mistake that could cost you money
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YouTubeSam Lichtman, CFP®️
The deadline to contribute to your RRSP for the 2025 tax year is coming up on March 2, 2026. RRSP contributions can be deducted from your taxable income—and your investment earnings grow tax-deferred. The best way to know how much you can contribute for the current year (also known as your RRSP deduction limit) is to check your most recent Notice of Assessment from the CRA. | RBC
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What’s my RRSP contribution limit?
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moneysense.ca
When saving for Down payment, instead of opening an RRSP, open an FHSA first and use your $8,000 annual contribution room. Contributions are Tax-Deductible and withdrawals are Tax-free with no obligation to pay it back. If you still have more to contribute, then put that extra in RRSP and take advantage of Home Buyers Plan as you can combine the benefits of both programs. Additionally, you can contribute In FHSA and withdraw from it the same day as it doesn't have any hold off period. Whereas to
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