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Don't cash out your retirement to pay off your mortgage early. Here's why. 👇🏼 If you take money out before age 59 1/2, you usually pay a 10% penalty plus taxes. A chunk is gone before it ever reaches the mortgage, and that money would've grown for decades. Instead, keep paying your mortgage like normal. When extra cash shows up (a bonus, overtime, a tax refund), throw it at the loan. You still get a paid-off house without gutting your retirement. Normal is broke. Be weird. Weird people pay off
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Day 81 making micropayments every day until we are out of debt. yesterday I collaborated with @Donna Palmer to see who would chicken out first. nobody chickened we have a good payment today. we are aorking on debt 12 of 23 personal loan number one todays payment $37.49 #micropayment #debttok #debt-free
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