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once you're a member for 180 days, then you can unlock the $2,000 Quick loan and these loans do not pull your credit. So there's no harp credit check. However, there is poi, which is proof of income. So they may require that you submit your pay stubs, but there's absolutely no harp credit check. And once you pay off one of these Quick loans, you can take out another one up to about six Quick loans per year. So that's access up to $12,000 total within a given year with absolutely no credit check.
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