This is how Amish businesses use religious tax exemptions to underbid non-Amish competitors by up to 30 percent. The Amish hold exemptions from Social Security, Medicare, unemployment insurance, and workers' compensation based on their 1965 religious exemption. When classified as religious community enterprises, these exemptions apply to all labor costs, creating significantly lower overhead than non-Amish businesses in construction, furniture manufacturing, and agriculture. In Lancaster County
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