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The essential facts of Medicare and Social Security for people aged 64 are outlined in this video. From Parts to Plans to Premiums, the Cardinal Advisors can go over all the information you need. Click "Get Quote" below the video for quick information and premium estimates or give us a call at (919) 535-8261. | Cardinal Advisors

Social Security is one of the biggest financial decisions you’ll make in retirement — and once you file, that choice stays with you for life. In my latest Cardinal Lesson, I walk through a real example of a married couple and compare two different claiming strategies. We look at how spousal benefits really work (including the 50% rule), when it may make sense to wait until 70, and how the survivor benefit can dramatically impact the spouse who lives the longest. If you’re 65 — or getting close —

Taxes don’t stop in retirement—and they affect more than just your tax return. In this Cardinal Lesson, I break down the new 2026 tax numbers and explain how tax planning impacts the seven biggest retirement concerns: Social Security, Medicare, long-term care, IRAs and 401(k)s, income planning, estate planning, and taxes. If you’re retired or nearing retirement, understanding how tax brackets, deductions, and lifetime planning work together can help you keep more of what you’ve saved and avoid c

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