With open enrollment just around the corner, it’s important to understand how your plan works: - Your deductible depends on the plan you select. Typically, HMOs have a lower deductible, but you must use in-network providers for care. PPOs usually have a higher deductible, but you can see any provider you want. - Copays, a set amount you pay out-of-pocket for certain common health care services, like checkups or screenings, apply both before and after you’ve met your deductible. Copays help ensur

Our Blue 20/20 vision plans now come with comprehensive coverage for kids under 19, including fully-covered prescription blue light lenses. Learn more about these benefits and the importance of vision health: http://spr.ly/6187YrVkP | Blue Cross Blue Shield of Massachusetts

MyBlue gives you access to your Blue Cross benefits, claims tracking, plan info, and more, in one convenient place. Sign up to take advantage of the easiest way to use your plan: https://bit.ly/3V7QpZP | Blue Cross Blue Shield of Massachusetts