These accounts allow you to roll over your old 401k, IRA, and Roth IRA tax and penalty free! When you roll over your dollars, not only are they GUARANTEED to be protected from market risk, but you can even receive a potential bonus. In this example, a 62 year old is rolling over $1,100,000 from his old 401k into an FIA His 1.1M inside of his 401k could only safely produce him about $44,000 a year according to the safe withdrawal rate 4% rule. However, with his rollover, he can enjoy a $33,000 bo