Should certificates of deposit (CDs) be part of your retirement savings plan? Pros and cons from an expert
MSNPiyush Shukla
Should certificates of deposit (CDs) be part of your retirement savings plan? Pros and cons from an expert
Should Certificates of Deposit (CDs) be part of your retirement savings plan? With top CD rates still near 4%–5% in 2025, experts say CDs offer rare guaranteed income and principal protection. They won’t beat stocks long term, but for retirees seeking stability, predictable returns, and lower risk, CDs can play a smart supporting role.
1 month ago
Savings Account Interest Rates
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💰 Don’t settle for crumbs, get Biscuit! ✅7.1% interest on savings (up to £300/month) ✅2% cashback on bills (up to £1,500/year) ✅2% interest on your balance The new bank account from Zopa is here. Install the app today and start earning more. 📲 *7.10% AER (6.87% gross), deposit up to £300 a month. 2.00% AER (1.98% gross) interest on balance. Interest rates fixed for 12 months. 2% cashback on up to £1,500 of Direct Debits a year. 18 UK tax residents only. T&Cs apply | Zopa
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